Fern Bay Property Investment Overview

Suburb research data for Fern Bay, NSW 2295 — median prices, rental yield and suburb signals. General information only.

Government Public Data Price 2026 Rent 2026
Median House Price
$1,037,500
2026 data
Gross Rental Yield
3.3%
Weekly Rent
$665
Renter Demand
34%
of residents rent
Vacancy Rate
0.5%
Low — tight market
Population
4,046
Suburb residents

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📍 Suburb Overview

State NSW
Postcode 2295
Median house price $1,037,500
Median unit price
Weekly rent (median) $665/wk (unlock cashflow model)
Gross yield 3.3% (unlock risk & score)
Renter % 33.9%
Vacancy rate 0.46%
Population 4,046
Median household income $74,620/yr
Owner-occupied 66.1%
Median age 43 yrs
Total dwellings 1,151

🛡️ Safety & Crime

Reported crime level Moderate reported crime
Incidents / 1,000 residents 28

Fern Bay shows around-average reported crime compared with other NSW suburbs, based on 2024 state police data.

Source: NSW police / crime statistics. Reported offences vary by category and reporting practices — check current local figures before deciding.

Investment Signals

Confidence: Medium Medium

Backed by 10-29 recent transactions; treat as a solid estimate.

Last updated: 2026 · Public suburb-level data coverage varies by location and source. Verify current figures before making property decisions.

Low vacancy (0.5%) — tight rental market
🔵 Moderate reported crime (28 incidents/1,000 residents) — NSW reported data 2024
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Price History

We only chart a price trend when the underlying source data is consistent enough to be reliable. For this suburb, the current median above reflects the latest data we can stand behind.

🏫 Schools

Schools in suburb 1
Primary 1
Secondary 0
Schools in Fern Bay
Fern Bay Public School Primary · Government
School locations from state education departments / ACARA. List reflects schools located within the suburb.

🔄 Compare & Explore

Fern Bay's 3.3% gross rental yield is in line with the NSW median of 3.2%, across 1,770 NSW suburbs with public data.

Similar suburbs in NSW by price range, ranked by yield:

Hillsdale, NSW
7.6% yield
$775,000
Belrose, NSW
6.9% yield
$890,000
Camperdown, NSW
6.4% yield
$747,000
Eastlakes, NSW
6.4% yield
$825,000
Mascot, NSW
6.0% yield
$940,000
Kings Forest, NSW
5.9% yield
$745,000
Compare with nearby Open comparison →
Best suburbs to invest in NSW View NSW shortlist →
Newcastle property market View ranking →
Highest rental yield suburbs National leaderboard →
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💰 Cashflow Snapshot

80% LVR · 6.2% interest · indicative only — not financial advice
Purchase price $1,037,500
Deposit (20%) $207,500
Loan (80% LVR) $830,000
Weekly rent $665/wk
Annual rent income $34,580/yr
Est. annual interest -$••,•••
Mgmt fees + costs -$•,•••
Est. net cashflow +/- $••,•••/yr
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❓ Frequently Asked Questions

Is Fern Bay a good suburb to invest in?

Fern Bay has an average renter proportion and a low vacancy rate, suggesting tight rental demand. Use this data as a research signal only. Always conduct property-level due diligence and seek independent professional advice before making any investment decision.

What is the median house price in Fern Bay?

The median house price in Fern Bay is approximately $1,037,500 based on 2026 public data.

What is the rental yield in Fern Bay?

The indicative gross rental yield in Fern Bay is 3.3%, based on a median weekly rent of $665 against a median price of $1,037,500. This is general data only — actual yields vary by property, condition and market timing.

How does Fern Bay compare to other suburbs?

Use the suburb comparison tool to compare Fern Bay against other Australian suburbs by price, yield, vacancy and renter demand.

Is Fern Bay a safe suburb?

Fern Bay shows around-average reported crime compared with other suburbs in NSW, based on 2024 state police data. The reported crime rate is about 28 incidents per 1,000 residents. Always check current local crime statistics before deciding.

What schools are in Fern Bay?

Fern Bay has 1 known school, including Fern Bay Public School. Catchments and enrolment policies change — confirm directly with each school.

Where does PropertyScoutAU get its suburb data?

PropertyScoutAU uses public and government datasets where available, including price, demographic and rental indicators. Coverage varies by suburb and some fields may be estimated or unavailable. See our data sources page for full details.

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General information only. PropertyScoutAU provides suburb-level research data from government public sources. All figures are indicative medians and may not reflect current market conditions or individual property values. This is not financial, investment, legal or tax advice. Always verify independently and consult qualified professionals before making any property decision. About our data →